Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act was designed by Congress to protect consumers from abusive or unfair practices by creditors and debt collectors. This consumer protection act comes as an amendment to the Consumer Credit Protect Act, and provides people with legal protection from abusive debt collection practices. The Fair Debt Collection Practices Act was created to encourage honest and […]

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Necessary and Proper Clause

In framing the U.S. Constitution, the leaders of the time gave certain specific powers to Congress, reserving all other powers to the individual states. This was done in order to ensure the new government would not become an oppressive entity, such as the government they had left behind in England. These men knew, however, that they could not foresee the […]

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Enumerated Powers

Enumerated powers are specific powers granted to Congress by the United States Constitution. The framers of the Constitution wanted to ensure the new federal government would not become an overreaching entity that might subject the people to the oppression from which they had fled. To that end, they listed, in Article 1, Section 8 of the Constitution, the authority over […]

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Establishment Clause

The Establishment Clause is found in the First Amendment to the U.S. Constitution. This cause prohibits the federal government from making any law regarding the establishment of, or freedom to practice religion. In simple terms, the Establishment Clause prohibits the United States government from establishing an official religion, as well as from taking any actions that favor one religion over […]

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Strict Constructionism

The term strict constructionism refers to a philosophy of law that would restrict judicial interpretation of the law, as well as of the U.S. Constitution, to apply the text of the law, exactly as written, in making judgements and rulings. In other words, under strict constructionist principles, judges would not be allowed to consider the intent of the law, but […]

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Concurrent Powers

Concurrent powers refer to political powers that are shared by both the state and federal governments. A number of powers are given to the federal government by the U.S. Constitution, without barring those same powers to each individual state. Such powers as establishing a court system, taxation, and regulating elections are common examples of concurrent powers of federal and state […]

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Alien and Sedition Acts

The Alien and Sedition Acts of 1798 gave the U.S. government new powers where foreigners and immigrants were concerned. The acts made it more difficult for immigrants to gain citizenship and therefore to vote, while providing new governmental authority for deporting foreigners who were considered “dangerous to the peace and safety of the United States.” The Acts came about as […]

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21st Amendment

On December 5, 1933, the 21st Amendment to the United States Constitution became the only constitutional amendment to repeal another amendment. This amendment revoked or abolished the 18th Amendment, which prohibited the production, transportation, and sale of alcohol in the United States. The 21st Amendment also has the distinction of being the only amendment ratified by state ratifying convention, rather […]

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